# Zune.Money > Zune.Money (zune.money) is a portfolio tracker for European retail investors. It is purpose-built for Degiro users but supports any broker via manual entry. Track holdings, dividends, performance, and asset allocation with clarity — no spreadsheets needed. ## About - **Target audience:** European retail investors, primarily Degiro users - **Import method:** CSV export from Degiro — no broker login or API key required - **Data:** Holdings, dividends, performance history, allocation (sector, country, asset class) - **Privacy:** GDPR compliant, data hosted in Europe, never sold or shared - **Supported languages:** English, Dutch, German, French, Spanish, Italian, Portuguese ## Pricing - **Free plan:** Up to 10 holdings, 1-year performance history, dividend tracking, sector allocation — no credit card required, no expiry - **Pro plan:** €7.99/month (billed yearly at €95.88) or €9.99/month (billed monthly) — unlimited holdings, full performance history, dividend forecasting, benchmark comparison (S&P 500 / MSCI World), tax reports, CSV/PDF export, multiple portfolios ## Key Pages - [Home](https://www.zune.money/): Portfolio tracker overview and sign-up - [Degiro Portfolio Tracker](https://www.zune.money/degiro-portfolio-tracker): Dedicated page for Degiro investors — CSV import guide, feature breakdown - [Pricing](https://www.zune.money/pricing): Full Free vs Pro plan comparison ## Alternatives & comparisons Honest, first-hand comparisons. Each page names where the competitor genuinely wins. - [getquin alternative](https://www.zune.money/getquin-alternative): Zune.Money vs getquin. Zune.Money imports a Degiro CSV and needs no bank login or Open Banking; it has no social feed, so your portfolio stays private. getquin is the better pick if you want its 500,000-member investor community or broad automatic Open Banking sync. getquin has no CSV import and no data export. - [Delta Investment Tracker alternative](https://www.zune.money/delta-investment-tracker-alternative): Zune.Money vs Delta (Delta by eToro). Zune.Money is an independent, web-first tracker for stock and ETF investors, with dedicated dividend tracking and Degiro CSV import (no passcode sharing). Delta is owned by eToro, mobile-first, and crypto-first; it is the better pick for crypto/NFT tracking and broad multi-asset coverage. Delta's free tier caps at 10 assets. - [Snowball Analytics alternative](https://www.zune.money/snowball-analytics-alternative): Zune.Money vs Snowball Analytics. Zune.Money is Degiro-first, multilingual (7 languages), CSV-first with no third-party data aggregators, and calmer by design. Snowball Analytics is English-only and syncs via Yodlee/Plaid/SnapTrade, but has best-in-class dividend forecasting, DRIP modelling, and backtesting. Both free tiers cap at 10 holdings. ## Tools - [Dividend Calculator](https://www.zune.money/dividend-calculator): Calculate annual dividend income from any stock. - [Dividend Reinvestment Calculator](https://www.zune.money/dividend-reinvestment-calculator): See how reinvesting dividends compounds your returns over time. - [Retirement Savings Calculator](https://www.zune.money/retirement-savings-calculator): Estimate how much you need to save for retirement. - [Portfolio Growth Simulator](https://www.zune.money/portfolio-growth-simulator): Simulate portfolio growth with different contribution and return scenarios. ## Blog - [How to Track Portfolio Performance the Right Way](https://www.zune.money/blog/portfolio-performance-tracker): Most retail investors measure portfolio performance wrong. Learn time-weighted vs money-weighted return, and how a portfolio performance tracker fixes it. - [Box 3 2028: How Dutch Investors Are Repositioning Now](https://www.zune.money/blog/preparing-for-box-3-2028-netherlands-investors): Box 3's new mark-to-market tax could hit unsold gains starting 2028. Here's how Dutch investors are actually adjusting portfolios ahead of it. - [Rebalancing Your Portfolio at Record Highs (2026)](https://www.zune.money/blog/portfolio-rebalancing-record-highs-2026): How to rebalance your portfolio after the STOXX 600 and DAX hit record highs in 2026, without triggering a tax bill. A practical guide for European investors. - [How to Track Your DEGIRO Portfolio in 2026 (Full Guide)](https://www.zune.money/blog/how-to-track-degiro-portfolio-2026): DEGIRO shows current value and stops. Here's how to track your DEGIRO portfolio properly in 2026: export the CSV, import it, and watch the metrics that matter. - [Trade Republic IPO Access: What Investors Need to Know](https://www.zune.money/blog/trade-republic-ipo-access-2026): Trade Republic now gives EU retail investors direct IPO allocation. Here's how it works, the real risks, and how to size a position sensibly. - [European Stock Market News This Week (July 2026)](https://www.zune.money/blog/european-stock-market-news-this-week-july-2026): ECB hikes rates to 2.25% as the STOXX 600 hits record highs, Trade Republic's PFOF exception expires, and July 6 brings 533 dividend payouts. - [Degiro Portfolio Analyzer: See Your True Returns](https://www.zune.money/blog/degiro-portfolio-analyzer): Degiro shows current value and gain/loss, then stops. Here's how a degiro portfolio analyzer reveals your real total return, dividends, and allocation. - [Best Broker Cash Rates in Europe After the ECB Hike](https://www.zune.money/blog/broker-cash-interest-rates-europe-2026): The ECB just raised rates for the first time since 2023. Here are the broker cash interest rates in Europe now, and where your idle cash should sit. - [US-Iran Deal: What It Means for Your Stocks and Oil](https://www.zune.money/blog/us-iran-deal-2026-stock-market-impact): The US-Iran deal sent the S&P 500 near a record and oil down nearly 5%. Here's what it means for energy stocks, your portfolio, and European investors in 2026. - [How to Buy SpaceX Stock (SPCX) in Europe](https://www.zune.money/blog/how-to-buy-spacex-stock-spcx-europe): SpaceX went public on Nasdaq as SPCX in June 2026. Here's how European investors can buy it, what each broker charges, and the risks to weigh first. - [ECB Rate Hike June 2026: What It Means for Your Portfolio](https://www.zune.money/blog/ecb-rate-hike-2026-what-it-means-for-your-portfolio): The ECB raised rates to 2.25% on 11 June 2026 — the first hike since 2023. What the decision means for your bonds, dividend stocks, and eurozone portfolio, explained. - [European AI Stocks 2026: The Infrastructure Rally](https://www.zune.money/blog/european-ai-stocks-2026-infrastructure-rally): European AI stocks are up 100–189% YTD in 2026. ASML, Nokia, Aixtron lead the hardware rally. What retail investors on Degiro should know before buying in. - [Dividend Withholding Tax in Europe: What Every Investor Needs to Know (2026)](https://www.zune.money/blog/dividend-withholding-tax-europe-guide): Getting dividends from US or European stocks? Here's what withholding tax is, how much is deducted by country, and whether you can reclaim it. - [Trade Republic vs Degiro 2026: Which Broker to Choose?](https://www.zune.money/blog/trade-republic-vs-degiro-2026): Trade Republic charges €1 per trade and pays 2% interest on cash. Degiro has 5,000+ ETFs and 50+ exchanges. Here's which broker fits your investing style. - [Box 3: Netherlands' Wealth Tax Ruled Unconstitutional](https://www.zune.money/blog/box-3-netherlands-wealth-tax-drama): Box 3 was ruled unconstitutional in 2021. Then the fix was illegal too. The government tried to raise it anyway. Here's the full story. - [Best Sharesight Alternative for European Investors (2026)](https://www.zune.money/blog/best-sharesight-alternative-europe-2026): Sharesight is popular but expensive and awkward for Degiro users. These are the best sharesight alternatives for European retail investors in 2026. - [Best Dividend Tracker for European Investors (2026)](https://www.zune.money/blog/best-dividend-tracker-europe-2026): Top dividend trackers for European investors compared. See which handles Degiro CSV imports, multi-currency payouts, and dividend calendars best in 2026. - [I Stopped Using Spreadsheets to Track My Portfolio — Here's What Changed](https://www.zune.money/blog/stopped-using-spreadsheets-portfolio-tracker): After years of wrestling with Excel formulas and broken pivot tables, I switched to a dedicated portfolio tracker. Here's what I gained, what I lost, and whether it was worth it. - [Your Portfolio Is Down — But Is It Really? How to Read Your Returns When the Euro Is Surging](https://www.zune.money/blog/portfolio-down-eur-usd-currency-impact-returns): When the euro strengthens against the dollar, your US stock portfolio can look like it's losing money even when it isn't. Learn how currency moves distort your real returns — and what to do about it. - [The PFOF Ban Is Coming in June 2026 — What Every European Retail Investor Needs to Know](https://www.zune.money/blog/pfof-ban-europe-2026-what-retail-investors-need-to-know): The EU's ban on payment for order flow takes effect in June 2026. Learn what PFOF is, why it's being banned, how it affects your broker, and what to do with your portfolio before the deadline. - [European Stocks Are Trading at a 40% Discount to the US — Is Now the Time to Rotate?](https://www.zune.money/blog/european-stocks-vs-us-rotate-2026): US CAPE at near-dotcom levels, Europe at a 15-year valuation low vs the S&P 500, and a weakening dollar eating your euro returns. The case for rotating to European stocks in 2026. - [Degiro Fees Are Quietly Eating Your Returns — Here's the Full Breakdown for 2026](https://www.zune.money/blog/degiro-fees-2026-full-breakdown): From connectivity fees to FX charges and handling costs, Degiro's fee structure is more complex than it looks. We break down every fee, calculate the real cost for €20k, €50k, and €100k portfolios, and show you how to stop flying blind. - [Getting Started with Portfolio Tracking: A Beginner's Guide](https://www.zune.money/blog/getting-started-with-portfolio-tracking): Learn why tracking your investment portfolio matters, what metrics to watch, and how to set up a system that gives you clarity without complexity. - [What Is Dollar-Cost Averaging? A Beginner's Guide for 2025](https://www.zune.money/blog/what-is-dollar-cost-averaging-a-beginners-guide-for-2025): Learn dollar-cost averaging: a simple strategy for small European investors to grow wealth in 2025. Start with ZuneMoney! - [Multi-Currency Investing 101: A Beginner's Guide for Small European Stock Market Investors](https://www.zune.money/blog/multi-currency-investing-101-a-beginners-guide-for-small-european-stock-market-investors): Discover the essentials of multi-currency investing for small European stock market investors. Learn how to diversify, manage currency risks, and boost returns with this comprehensive guide. - [Trump Tariffs and Your Tech Stocks: Should You Buy or Sell in 2025?](https://www.zune.money/blog/trump-tariffs-and-your-tech-stocks-should-you-buy-or-sell-in-2025): Explore how Trump tariffs in 2025 are impacting European tech stocks. Learn whether to buy or sell and how ZuneMoney can help small investors navigate the volatility. - [Trump Tariffs 2025: What Small European Stock Market Investors Need to Know](https://www.zune.money/blog/trump-tariffs-2025-european-investors): Discover how the 2025 Trump tariffs impact small European stock market investors. Learn strategies to navigate volatility and protect your portfolio with ZuneMoney. - [The Ultimate Diversification Guide for Small European Investors in 2025](https://www.zune.money/blog/diversification-guide): Learn how to diversify your portfolio as a small European investor in 2025. This guide covers strategies, asset types, and how ZuneMoney can help you reduce risk. - [The Best Stock Tracker App According to Reddit: Why ZuneMoney Tops the List](https://www.zune.money/blog/the-best-stock-tracker-app-according-to-reddit-why-zunemoney-tops-the-list): Explore why ZuneMoney is the top stock tracker app in 2025 according to Reddit insights. Compare it with other favorites and start investing smarter today. - [Sustainable Investing in the Netherlands: Green Stocks and Real Estate in 2025](https://www.zune.money/blog/sustainable-investing-in-the-netherlands-green-stocks-and-real-estate-in-2025): Ready to invest sustainably in the Netherlands in 2025? Discover green stocks, real estate trends, and how ZuneMoney tracks it all for small investors. - [Investing in Dutch Real Estate in 2025: Is It Still the Best Investment in the Netherlands?](https://www.zune.money/blog/investing-in-dutch-real-estate-in-2025-is-it-still-the-best-investment-in-the-netherlands): An in-depth look at the Dutch housing market in 2025 — appreciation trends, rental yields, tax costs, and how real estate compares to stocks for Dutch investors. - [How to Invest in Dutch Tech Stocks in 2025: A Beginner's Guide](https://www.zune.money/blog/how-to-invest-in-dutch-tech-stocks-in-2025-a-beginners-guide): Start investing in Dutch tech stocks in 2025 with this easy guide. Discover top picks, tips, and how ZuneMoney tracks your portfolio. - [Dutch Small-Cap Stocks to Watch in 2025: Hidden Gems for Investors](https://www.zune.money/blog/dutch-small-cap-stocks-to-watch-in-2025-hidden-gems-for-investors): Discover Dutch small-cap stocks to watch in 2025—hidden gems for small investors. Track your portfolio easily with ZuneMoney! - [Beat Inflation in the Netherlands: Investment Strategies for 2025](https://www.zune.money/blog/beat-inflation-in-the-netherlands-investment-strategies-for-2025): Worried about inflation in the Netherlands? Discover 2025 investment strategies to protect your money—track them with Zune.Money! - [Navigating the European Markets: Top Stocks to Watch in 2025](https://www.zune.money/blog/navigating-the-european-markets-top-stocks-to-watch-in-2025): Discover the top European stocks to watch in 2025! From tech giant ASML to luxury powerhouse LVMH, explore key investment opportunities, market trends, and strategies to diversify your portfolio. ## Blog (nl) - [Box 3 2028: Zo Passen Beleggers Nu Al Hun Portefeuille Aan](https://www.zune.money/nl/blog/box-3-2028-nederlandse-beleggers-passen-portefeuille-aan): Box 3 gaat mogelijk ongerealiseerde winst belasten vanaf 2028. Zo passen Nederlandse beleggers hun portefeuille nu al aan op de nieuwe wet. ## Product - [Sign Up](https://www.zune.money/signup): Create a free account — no credit card required. - [Login](https://www.zune.money/login): Access your portfolio dashboard. - [Contact](https://www.zune.money/contact): Get in touch with the Zune.Money team.