Delta Investment Tracker alternative

A Delta alternative built for stocks,
not owned by a broker.

Delta is a polished, crypto-first mobile app — now owned by eToro. Zune.Money is an independent, web-first tracker for stock and ETF investors, with the dividend tools and Degiro import Delta never focused on.

Free for up to 10 holdings. No credit card. Works in any browser.

The short answer

Zune.Money is the best Delta Investment Tracker alternative for stock and ETF investors who want a real web dashboard and dedicated dividend tracking, from a tracker that isn’t owned by a broker. If you track crypto and NFTs and live on your phone, Delta is still the more powerful pick — it covers far more assets than we do.

Why this exists

Ten is apparently the magic number.

Here’s an industry in-joke: Delta’s free tier stops at 10 assets. Snowball’s stops at 10 holdings. Ten seems to be the polite way of saying “nice portfolio — now pay us.” Full disclosure, so does ours, sort of: Zune.Money’s free plan also tops out at 10 holdings. I’m not going to pretend otherwise on a page trying to win you over.

The difference isn’t the number — it’s everything around it. Delta is a crypto-first mobile app owned by eToro, a broker. I wanted a calm, web-first tracker for stock and ETF investors that no brokerage owned, that took dividends seriously, and that imported my Degiro CSV without asking for my Degiro passcode. Delta didn’t do those things, so I built one that does.

— Ygor, Degiro investor and the person who builds Zune.Money

The honest comparison

Zune.Money vs Delta, without the spin

Delta genuinely wins several of these — it’s a great app. We’ve marked those honestly.

Feature comparison between Zune.Money and Delta Investment Tracker
FeatureZune.MoneyDelta
Web dashboard
First-class, built for desktop
Mobile-first — web is a secondary beta
Independent ownership
Independent studio
Owned by eToro (a broker)
Dividend tracking & forecast
Dedicated dividend calendar
No dedicated dividend feature
Degiro import method
CSV — no login shared
Asks for your Degiro passcode; 24h sync
Built for
Stock & ETF investors
Crypto-first, everything-tracker
Crypto & NFT coverage
Stocks, ETFs & funds — no crypto
10,000+ coins and NFTs
Mobile app
Responsive web app
Polished native app, 4.7★
Broker & exchange sync
Degiro CSV + manual
1,600+ brokers, 300+ exchanges

Facts checked July 2026. Delta restructured its plans in January 2026 — we re-check quarterly.

The real difference

Focus beats breadth for stock investors

Delta does a bit of everything on your phone. Zune.Money does one thing well, on a screen big enough to actually see it.

A web dashboard that’s the main event

Delta is a mobile app first; its desktop and web versions have been a PRO-gated beta that users describe as an afterthought. Zune.Money is web-first — your portfolio on a full screen, where charts and allocation actually breathe. It’s responsive on mobile too, but the big view is the point.

Nobody’s brokerage owns your data

Delta was acquired by eToro in 2019, so your consolidated holdings across every broker now sit inside a trading platform’s ecosystem. Zune.Money is an independent studio with no brokerage arm and no interest in your order flow. We make money one way: your subscription.

Dividends are a first-class citizen

Delta is crypto-first, and reviewers consistently note its dividend tracking is thin — the auto-add feature is even reported as buggy. Zune.Money gives dividends a dedicated calendar, year-to-date income, and forecasting. If passive income is part of your plan, that gap matters.

Degiro without handing over your passcode

Because Degiro has no public API, Delta syncs it by asking for your Degiro mobile passcode and scraping roughly every 24 hours. Zune.Money imports the CSV you export yourself — no passcode, no scraping, no waiting a day for an update.

When to pick Delta instead

Delta is genuinely excellent at what it’s for.

We’re biased — we built the alternative. Here’s the honest version of when Delta is the better choice.

You track crypto and NFTs

This is Delta’s heritage and it shows: 10,000+ coins, 300+ exchanges and wallets, NFT support. Zune.Money is a stock and ETF tracker — we don’t do crypto. If your portfolio is crypto-heavy, Delta is the obvious pick.

You live on your phone

Delta’s native app is polished and well-loved — 4.7 stars across thousands of reviews. If you want a beautiful mobile-first experience and rarely open a laptop, Delta’s app beats any web view.

You want one app for every asset

Stocks, crypto, NFTs, commodities, forex — Delta tracks it all, with 1,600+ broker and exchange connections. Zune.Money is deliberately narrower. If breadth is what you need, Delta covers more.

But if you’re a stock or ETF investor who wants a real web dashboard, honest dividend tracking, and a tracker no broker owns — that’s the whole reason Zune.Money exists.

Switching over

From Delta to Zune.Money in three steps

01

Export your Degiro CSV

In Degiro: Inbox → Transactions → date range All → Export → CSV. No passcode, no 24-hour wait.

02

Upload it to Zune.Money

One upload. Zune.Money reads Degiro’s exact format, imports every transaction, and builds your full history — dividends included.

03

See it on a real screen

Performance, dividend income, and allocation on a dashboard designed for a monitor, not squeezed onto a phone.

Hold crypto or other brokers too?

You can add non-Degiro holdings manually. Zune.Money focuses on stocks and ETFs — for crypto depth, Delta remains the stronger tool.

FAQ

Delta alternative questions, answered

Full disclosure: we built this page, so we’re hardly neutral. We’ve tried to be honest about everything Delta does better — the crypto, the mobile app, the sheer breadth. If those are what you need, use Delta. If not, we’d love to have you.

Your portfolio deserves a bigger screen.

Import your Degiro CSV in under a minute and see your stocks, ETFs, and dividends on a real dashboard — free for up to 10 holdings.

Independent. No passcode sharing. Works in any browser.

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