Retirement Savings Calculator
Estimate how much you'll have for retirement with ZuneMoney's free tool.
Planning for Retirement
Why Start Early?
Starting early allows your investments to grow exponentially over time. Thanks to compound interest, even small contributions can grow significantly when given enough time.
For example, investing $500 monthly for 30 years at a 7% return could grow to over $600,000, but waiting just 10 years reduces that to around $250,000.
Try our Retirement Savings CalculatorHow Much Do You Need?
A common rule is to aim for 25 times your annual expenses in retirement. This is based on the 4% rule, which suggests you can withdraw 4% of your portfolio annually with minimal risk of running out of money.
For example, if you need $60,000 per year in retirement, you should aim to save around $1.5 million.
Learn more about retirement planningTips for Retirement Planning
- • Diversify your investments across stocks, bonds, and other assets
- • Contribute regularly to retirement accounts (401(k), IRA)
- • Consider dividend stocks for passive income in retirement
- • Adjust your strategy as you get closer to retirement
- • Account for inflation in your planning
Explore More Free Tools
Calculate potential dividend income based on your investments and see how it can grow over time.
See how your investment portfolio might perform under different market conditions and strategies.
Monitor your stocks, ETFs, and other investments with real-time data and performance analytics.